Lessons From a Toddler

submitted by jwithrow.
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Journal of a Wayward Philosopher
Lessons From a Toddler

January 13, 2016
Hot Springs, VA

The S&P closed out Tuesday at $1,938. Gold closed at $1,085 per ounce. Crude Oil closed at $30.44 per barrel, and the 10-year Treasury rate closed at 2.10%. Bitcoin is trading around $430 per BTC today.

Dear Journal,

The thermometer reads 4 degrees here in Hot Springs as I sit down to write this morning. Actually, it is my smart phone’s weather app that reads 4 degrees, but I trust it to be accurate give or take a degree. A light dusting of snow covers the ground and the crisp blue winter sky sprawls out overhead. As I place another log on the fire, I can’t help but think: the natural order is a beautiful thing for those who take the time to appreciate it.

I have always had an appreciation for nature’s tranquil beauty, but it is taking on a new meaning for me as I watch my 14-month old toddler grow and develop. The more I observe little Maddie at play, the more I realize a little-understood truth: there is no teaching; only learning. Continue reading “Lessons From a Toddler”

Why Peaceful Parenting is More Important Than Ever

submitted by jwithrow.peaceful parenting

Journal of a Wayward Philosopher
Why Peaceful Parenting is More Important Than Ever

July 10, 2015
Hot Springs, VA

The S&P closed out Thursday at $2,051. Gold closed at $1,160 per ounce. Oil checked out just under $53 per barrel, and the 10-year Treasury rate closed at 2.30%. Bitcoin is now trading up around $287 per BTC as the Greek banks remain closed and the Chinese stock market continues to plummet.

Dear Journal,

We examined the Greek crisis last week and we wondered if depositors would find that they had generously “bailed-in” their bank with their hard-earned money when the banks finally reopened. Sure enough, the Greek banks have yet to reopen and there has been talk of a 30% haircut on all deposit accounts in excess of €8,000.

This is yet another example of why it is a bad idea to warehouse your funds in a domestic bank account. Fortunately, the Infinite Banking Concept offers a much better solution to warehousing capital without sacrificing liquidity.

These financial crises that continuously occur from time to time in various countries, along with government’s heavy-handed response in each instance, are the symptoms of a much deeper problem:

Our world is ill.

Modernity has constructed hierarchical systems of power and control and it has elevated the leaders of these systems to positions of prestige and authority. This has created a scenario in which the least among us fight tooth and nail to reach the top of Modernity’s power structures then they work to grow and perpetuate their power. This is done largely by bribing the masses with wealth-redistribution while aggressively cracking down on non-conformists and disruptors. The predictable result has been the disappearance of personal responsibility and basic human empathy. Continue reading “Why Peaceful Parenting is More Important Than Ever”

Take Crying Seriously

by Author Chris White, MD – ICPA.org:crying

Let’s be honest—crying is tough on the nervous system. It’s designed to be. When children have an unmet need that is beginning to cause a disruption in their nervous system, they cry, or get really whiney, as a direct reaction to the discomfort. The crying then enters us through our senses—mostly through sound, but visually, as well, if we see their contorted faces and the tension in their bodies. Then it travels from the sensory areas of our brain, into the limbic system and down into our bodies, all resulting in this feeling: “Something is wrong, and I have got to fix it now!” Since crying usually is the signaling of a dysregulated nervous system—usually that some need of the child’s has not been met—it is important that we pay attention to our instincts and respond by going to the child and finding out what is wrong.

Whether the crying is coming from your infant because he is hungry, or if he is colicky and needs to release the tension accumulated from the day—in either case, go to him. Perhaps it is coming from your clingy toddler who is in her rapprochement phase of development—pushing hard for independence in some moments, but seemingly terrified of you leaving the room in others. Still, when she lets out those blood-curdling screams that seem so dramatic when you’re just going downstairs, respond to her anyway. Her fear is real.

Or maybe your 5-year-old just took a spill on his bike in the driveway and is starting to bawl. You saw the whole thing and know he isn’t gravely injured; go to him anyway. He may need for you to be close by to help move easefully through the tears, and digest the shock of the bike crash.

In each of these cases, your child’s nervous system is doing what it is designed to do: make distress calls to his caretakers when he feels he needs some help. It is important to take these distress calls seriously by finding out what your child needs.

But don’t take crying too seriously.

Many times I see parents become dysregulated themselves whenever their child cries. They come running in, yelling, “What’s wrong?!?” and find that the child was simply frustrated because he was unable to get a toy to work right, and was a little overtired, so his frustration bubbled over into tears. The dysregulated mother may then get irritated with her son and say, “Why are you having a hissy fit over something so small? Pull yourself together!” What great advice, for both child and mother!

Even in a situation like this, where a child’s crying is over something relatively minor, she still needs comfort and to be brought back to a state of better regulation. More frustration and anger are not going to help. Discharging your own dysregulated emotions will only add to the child’s sense of frustration and lack of support.

In other situations, I have seen parents go running to their kids whenever they cry, as if trauma will ice over their nervous systems forever. They explode onto the scene with an intense, anxious fretting and nervous dancing around, trying to make everything perfect so the child won’t experience any discomfort. These parents seem to be afraid of tears, and will do anything to keep their children’s state “sunny and 75 degrees” at all costs. Their anxiety is, in itself, somewhat dysregulating, and their children get the unspoken message: They are fragile, they can’t handle the bumps and bruises of life, and they’ll always need Mommy nearby to make things right. These kids grow up believing that they are made of glass.

As a parent, do your best to “get yourself together” before dumping your own anxieties or frustrations on your kids. Try to understand your own histories around crying and other states of dysregulation like frustration, anger or an intense compulsion to make everything go right. Inquire into why your particular nervous system reacts the way it does. Most likely, it formed this way in an attempt to protect you from a lack of attunement you experienced as a child. Have compassion for yourself: We are all still children in so many ways.

If you are one of those moms or dads who gets intensely activated by hearing your child cry (I know I still do from time to time, especially if I am awoken from sleep!), there are some things you can do to help soothe your limbic reactivity.
The next time you hear your child cry, remember:

• Crying is a communication of need; rarely is it anything serious.

• Crying is also, oftentimes, the intelligent response of the nervous system when tension needs to be released. The movement of tears and sobbing are ways the body cleanses itself of toxicity and potentially “frozen memories” that might otherwise get stored as trauma.

• Whatever the cause of the crying, you will be of sounder mind and more spacious heart if you begin getting yourself together as you move toward your child.

Try these things to help get yourself together the next time your child’s crying revs up your nervous system:

• Even as you reflexively get up to go to your child, mentally note the intensity that your body and mind are experiencing. Feel the electricity or warmth or tension in your body as you continue to move to your child’s side for support, and remind yourself that this is how the body is supposed to react to crying.

Grounding down is a great way to smooth out the intensity and stay level-headed as you move to help your distressed child. Inhale deeply into the belly, and then, as you exhale, imagine the breath going down from your belly, through your pelvis and legs, and exiting down into the earth. Make the exhale as long as possible (this activates the calming parasympathetic nervous system) and release it through an open mouth with a little Haaaaaaaa sound from the back of the throat. This will leave you in a clearer state of mind, and feeling more “warrior like” to meet whatever challenge presents itself.

Get spacious. Even as you arrive to find out that nothing too serious is wrong—that no major fire needs extinguishing—take your child up in your arms and begin breathing deeply as you hold him. Again, try to gently emphasize the exhale, as this is very calming—to both your system as well as your child’s. And as you are holding him, let the exhale and your awareness dissolve outward in all directions, creating a feeling of vast space to hold this difficulty. In my experience, all difficult feelings run their course more quickly and gracefully when I give the difficulty room to breathe and allow Kai (my son) to be exactly where he is at emotionally, and allow his nervous system to heal itself in its own way, in its own time. Get spacious and trust the process.

Let it flow. As you hold your child, you will probably feel the natural response of your heart—its kindness and sensitivity and compassion—flow from you into all pain and suffering: your child’s and your own. There is no need to work hard to make everything all right; no need to fret and try to placate or distract her from the tears. Just stay grounded, stay spacious, and let the natural kindness of the heart pour from you effortlessly.

Step by Step

Over the next two weeks, pick one of these suggestions to work with when your child cries. You might start with simply becoming aware of how your body feels when you hear your child cry. Once awareness is established and becomes second nature to you, try adding “grounding down” or “getting spacious.” Or if you often feel you need to distract your child from his tears—to give him a treat or something else to focus on—consider instead simply giving him room to have his tears in your loving arms. Your quiet confidence will ignite and support his innate capacity for resilience.

Crying is usually a signal of some unmet need, and therefore deserves to be taken seriously and responded to. But if we allow the fear-based part of our nervous system to spread a wildfire within us, we won’t be able to respond in the most effective, loving and spacious way possible. Develop a basic trust in the nervous system and its cycles of tears. Your openness and confidence will help your children mature into healthy, vibrant, courageous beings.

Article originally posted at ICPA.org.

Let the Children Be Children

by Rae Pica – ICPA:children free play

The stories I hear from parents never cease to amaze me. Like the one from the mom who was feeling pressured to enroll her two-and-a-half-year-old in the local soccer program—the local, competitive soccer program!

“Our town,” she said, “is very much into pushing children to compete and succeed. And I know other parents are looking at me as though I’m failing my child, but I’m not going to give in to the pressure.
I’m not enrolling her in all these programs at age two.”

Good for her! Whether it’s a fear that their children won’t get into the college of their choice, will never find their passions, or will become lazy and unmotivated if they aren’t constantly engaged in organized activities, too many of today’s parents are responsible for their children being overscheduled with no time just to be.

What happens when a child’s time is scheduled and programmed—directed by someone else—from morning ‘til night, day after day? One mother wrote to me, “If the parents work a full day and the children are in a traditional school, the child goes to care before school at around 7:30 AM, then goes to school, then goes to after-school care until around 5:30 PM. Then they have two hours of homework. If you add in one sport per season, they have two hours of practice or games once or twice a week. So the child’s ‘workday’ is more than twelve hours!”

In addition to the stress it causes, an over-scheduled, over-programmed life at an early age assures the child will never be able to entertain herself; she will never be able to live inside her own head; she will not be able to deal with solitude or quiet time. She may not get much of it as an adult, but for her sake I hope there will be some. And when there is, it would be awfully sad if she felt panicked at the idea of having to keep herself amused and therefore felt she absolutely had to be in the company of others.

If parents want their children to grow up to be resourceful, they have to make sure their kids start practicing now. That means they have to ensure their children have plenty of unstructured time, preferably in big, uninterrupted chunks of time.

Rebecca Isbell, early childhood educator and author, says that the chunks of time children need for uninterrupted play will vary according to their level of development. Toddlers, she maintains, require a minimum of 30 minutes to remain in play activities that interest them. Preschoolers need 45 to 60 minutes. And early elementary children who are focused on their play may need an hour or more to bring their work to a conclusion.

Here are some questions excerpted from my book,

A Running Start:

• If children begin living like adults in childhood, what will they have to look forward to?
• How can we ensure our children won’t be burned out from all the pushing and pressure before they’ve even reached puberty?
• If we’ve caused them to miss the magic of childhood, what will kids later draw upon to cope with the trials and tribulations of adulthood?
• What will become of the childlike nature adults call on when they need reminding of the delight found in simple things—when they need to bring out the playfulness that makes life worth living?
• What joy will our children find as adults if striving to “succeed” becomes life’s sole purpose?

Let’s rethink the values of unstructured, creative playtime compared with the all-too-common, scheduled and over-structured activities we have been led to believe are so beneficial.

Article originally posted at ICPA.org.

Raising Children in the Modern World

submitted by jwithrow.Family

Journal of a Wayward Philosopher
Raising Children in the Modern World

December 17, 2014
Hot Springs, VA

The S&P opened at $1,972 today. Gold is back down to $1,198 per ounce. Oil is down to $56 per barrel. Bitcoin is down to $322 per BTC, and the 10-year Treasury rate opened at 2.08% today.

Both oil and the 10-year rate are closing out 2014 at price levels much lower than most analysts anticipated which sets up for an interesting 2015. Will crude prices remain at current levels and put the squeeze on the U.S. Shale revolution? Will interest rates remain low and complicit in enabling the Treasury to service the $18 trillion national debt without much fuss? We shall see.

As for the S&P, it has been 6 and a half years since it experienced a correction of 10% or more. But markets cannot go in one direction forever – that 10% correction is coming. I have seen some predictions of a major 10%-plus correction sometime in the spring of 2015. It may be more like 50% if the correction is coupled with the fiat monetary crisis that is on the horizon but I think we may still be a few years away from that one. Instead, it is more likely that a major stock market correction will spur the Fed into QE4. Either way, it is advisable to be very vigilant if you have money in the equity markets.

Shifting gears, I have been thinking quite a bit about child-rearing given the arrival of Maddie Lynn eight weeks ago. I have come to the conclusion that our culture today has become much too rigid and regimented when it comes to raising children in our fast-paced modern world.

School days have gotten longer, homework loads have increased tremendously, grades are now emphasized heavily, standardized testing has been implemented and enforced across the board, the number of adult-organized activities for kids have exploded and, as a result, childhood stress, worry, and fear have increased dramatically.

Studies conducted by Jean M. Twenge at San Diego State University suggest that youth anxiety and depression have been trending higher rather sharply over the last fifty years. Perhaps more troubling, Twenge’s research suggests a shift in motivation amongst kids from intrinsic to extrinsic values; kids now tend to be more motivated by popularity and money than self-acceptance, moral character, and community.

The reason for this shift is rather clear to me: American childhood is now more about meeting adult expectations and less about personal growth and development. Observe the parents at a youth sporting event and see if this statement isn’t true. Now the parents mean well, don’t get me wrong. But too often they think their child’s future depends exclusively upon performance in school, performance in athletics, performance in extra-curricular activities, or some other external measurement of performance so these things are all pushed on kids to the point where their own interests and talents are subordinated.

Studies by Peter Gray show that childhood free time has been declining steadily since the 1950’s including a decrease in free play as well as time spent talking to others at home. Meanwhile, time spent on homework has increased 145%.

The government school system equates more homework with more learning. In reality, homework serves only to replace students’ individual interests with the Department of Education’s mandated curriculum. At best students memorize the mandated curriculum long enough to pass the standardized test and then they let it go. At worst they think the curriculum is useful and they retain it at the expense of pursuing their own passion. The truth is memorization is not learning; it is a waste of time and energy.

Real learning can only occur when the individual has an interest in the topic and is free to explore that topic in his or her own way. Children need to be free to make mistakes, analyze those mistakes, and then attempt to correct the mistakes. Instead, the current model of education teaches children that they will be judged and punished if they make a mistake so students learn to fear mistakes above all else. This mentality has the potential to set them up for a very restricted adulthood in which they shy away from opportunities for fear of making a mistake.

Ultimately we need to ask ourselves what is truly important for our children. This will be different for each family and that should be embraced, not ridiculed. There is no reason to think everyone must adopt the same parenting style or that every child must receive the same education. In fact, a free society requires diversity and the sharing of unique ideas in order to thrive.

So what’s really important for our children?

Good grades and getting into a good college? This looks like an outdated model to me – it is exclusively designed to produce good employees. But we are moving away from a ‘jobs’ based economy and the availability of traditional full time employment with comprehensive benefit packages will continue to diminish over the coming years and decades.

Becoming a superior athlete? My observations suggest that youth athletics are much more important to the adults – school employees, coaches, parents – than they are to the kids. Too often youth sports are a chore rather than a joy.

Participating in as many extra-curricular activities as possible? Again, these are often more important to the adults than the kids. Children should certainly be free to participate in whatever groups or activities interest them but too often they are pushed in the adult’s favored direction instead of their own.

I am convinced that a childhood free to grow and develop in a unique way is the most important gift parents can give their children. I think children need more guidance and less teaching; they should be encouraged to discover and pursue their own passions and interests without the pressure of forceful expectations. Pair this method with sound financial education and an IBC insurance policy that has been capitalized for 18 years and I think you have the makings of a creative, self-driven adult capable of thriving in a rapidly changing world.

Of course these are just this philosopher’s humble opinions.

More to come,
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Joe Withrow
Wayward Philosopher

For more of Joe’s thoughts on the “Great Reset” and the Infinite Banking Concept please read “The Individual is Rising” which is available at http://www.theindividualisrising.com/. The book is also available on Amazon in both paperback and Kindle editions.